Discover flexible funding solutions built for every type of business.
Payn Solution is an all-in-one SBA Program Advisory and Small Business Federal Solutions hub based in West Valley City/Magna, Utah. We guide business owners through SBA lending, federal certifications, and compliance with clarity and confidence, backed by secure technology and responsive expert support.
| Service | What You Get | Pricing |
|---|---|---|
| Instant Online Pre-Qualification | Get expert guidance through every stage of the SBA loan process, from eligibility to approval. | Free — Check your eligibility |
| Fast-Track Application | We help position and prepare your business for federal contracting and certification opportunities. | Talk to us |
| Flexible Funding Packages | Choose from advisory packages tailored to your funding goals and business stage. | Talk to us |
| 24/7 Customer Assistance | Our advisory team is available around the clock to answer questions and keep your application on track. | Talk to us |
| Well-Prepared Applications | Every application is carefully reviewed and quality-checked before submission, giving you a smoother path to approval. | Talk to us |
| Nationwide SBA Funding Access | Grow without limits with access to a wide network of SBA funding programs available nationwide. | Talk to us |
| Safety First Guarantee | Your information stays protected with secure technology and strict confidentiality at every step of your application. | Talk to us |
| Plan / Service | Pricing Structure | Key Inclusions |
|---|---|---|
| Platform Base (SaaS) | $0.00 / mo | Includes up to 5 active virtual commercial cards, real-time dashboard ledger synchronization, and financial transaction tracking. |
| Growth Platform | $49.00 / mo | Unlimited active virtual commercial cards, advanced Merchant Category Code (MCC) spending restrictions, and automated accounting data sync. |
| Outbound ACH Transfers | $1.00 / transfer | Standard next-day commercial vendor or payroll disbursements initiated securely via the financial ledger dashboard. |
| Physical Commercial Cards | $5.00 / card | One-time production, fulfillment, and secure courier shipping fee per requested physical enterprise card. |
| SBA 7(a) & 504 Packaging | Custom Project Fee | Tailored advisory pricing based on operational footprint for complete documentation packaging, underwriting readiness review, and federal compliance auditing. |
Last Updated: September 30, 2026
Payn Solution LLC operates its digital expense dashboard and commercial card management platform on a month-to-month subscription timeline. Corporate clients may cancel their platform subscription at any time directly through their secure dashboard settings. Following cancellation, your platform access and associated virtual/physical commercial cards will remain active until the conclusion of your current active billing cycle. We do not offer prorated or full refunds for partial months of software usage.
Fees collected for professional consulting, document formatting, federal certification validation, and SBA loan application packaging are structurally bound to milestone service delivery agreements. Clients may cancel advisory agreements by providing written notice before deep file processing begins. Once comprehensive professional review, audit analysis, or document formatting has formally commenced by our compliance team, fees associated with that specific phase of work become non-refundable due to the immediate deployment of administrative and advisory resources.
Any commercial balances held securely within your commercial Stripe Treasury account balance are fully owned by your business entity. Platform cancellation or service termination will never forfeit your capital. Before closing your commercial account profile completely, you must clear or withdraw all remaining funds via outbound ACH transfer to your verified external business bank account.
Payn Solution LLC reserves the right to amend these parameters at any time without prior individual notice to maintain strict compliance with payment card network rules, financial partner mandates, and federal small business lending regulations.
