SBA Prep · Layer A

SBA Prep Document Center

Work through your SBA loan preparation package with the precision of an enterprise banking portal. Hover any document name to preview the exact variant our underwriters require — tick items off as your file comes together.

16Required documents
4Categories
100%Submission-ready target

Preparation Checklist

Track your file exactly as a lender underwriter would.

0 of 16 prepared 0%
Reset checklist

Financial Records

0/5
  • 3 Years Corporate Tax Returns

    For the three most recent fiscal years, signed by an officer.

    Required
  • 3 Years Personal Tax Returns

    For every owner holding 20% or more.

    Required
  • Business Debt Schedule

    Every outstanding liability, itemised by lender and maturity.

    Required
  • Interim Financial Statements

    YTD P&L and balance sheet dated within 90 days.

    Required
  • A/R & A/P Aging Reports

    Aging summaries dated within 60 days.

    Required

Business & Legal

0/5
  • Articles of Incorporation

    State-certified filing, including all amendments.

    Required
  • Operating Agreement / Bylaws

    Signed document showing ownership percentages.

    Required
  • Business Licenses & Permits

    All federal, state and local licences for your industry.

    Required
  • Certificate of Good Standing

    Issued by your state of formation within 90 days.

    Required
  • Franchise Agreement

    Only if operating as a franchise.

    Conditional

Ownership & Personal

0/4
  • SBA Form 413 — Personal Financial Statement

    Signed by every 20%+ owner, dated within 90 days.

    Required
  • SBA Form 912 — Personal History

    Only when requested during screening.

    Conditional
  • Principal Resumes

    One page per owner and officer.

    Required
  • Ownership & Affiliates Statement

    All affiliates under common ownership or control.

    Required

Collateral & Leases

0/2
  • Lease Agreements

    Curapply facility lease plus any equipment leases.

    Required
  • Collateral & Insurance Documentation

    Deeds, equipment schedules and insurance declarations.

    Required

Hover any document name for the exact required variant. Items marked Conditional apply only in specific situations.

File assembled?

Submit your completed package for a professional review before it reaches a lender — we catch the gaps underwriters flag.

Schedule a Free Document Review Schedule a Free Document Review